As leading Commercial Insurance Agents in Maryland, Rider Insurance delivers reliable and affordable Business Insurance Services across Maryland, helping small and mid-sized businesses stay protected from everyday risks. Based in Towson and serving Baltimore County and surrounding communities, our team compares multiple top-rated carriers to create coverage plans tailored to your industry, operations, and budget.
Local expertise + trusted commercial insurance agents + customized coverage for Maryland businesses.
Our Maryland Business & Commercial Insurance Services
- General Liability Insurance – Protects your business against customer injuries, property damage, and third-party claims.
- Commercial Property Insurance – Covers buildings, inventory, equipment, tools, and physical business assets.
- Business Owners Policy (BOP) – A cost-efficient bundle combining property + liability — ideal for small Maryland businesses.
- Commercial Auto & Fleet Insurance – Protection for company cars, trucks, vans, and employee drivers throughout Maryland.
- Workers’ Compensation Insurance – Maryland-compliant coverage to protect your employees and reduce employer risk.
- Commercial Umbrella Insurance – Extra liability limits for high-severity or unexpected claims.
- Surety & Contract Bonds – Licensing, permit, and contract bonds for contractors and service providers.
Why Maryland Businesses Trust Rider Insurance
As one of the most experienced Commercial Insurance Agencies in Maryland, we are known for:
- Local Maryland expertise – Deep understanding of state regulations & industry requirements.
- Independent agency advantage – We shop multiple carriers to find the best pricing and coverage.
- Personalized service – Dedicated commercial insurance agents assigned to every client.
- Fast certificates & claims support – Quick turnaround for Maryland businesses and contractors.
- Decades of experience – Protecting businesses in Maryland, Pennsylvania, Delaware, and Virginia.
How Our Maryland Commercial Insurance Process Works
Our approach is simple, transparent, and built around your business needs:
- Local Risk Review – We evaluate your operations, assets, employees, and liability risks.
- Coverage Recommendations – Our commercial insurance agents identify any gaps.
- Carrier Comparison – We match you with multiple Maryland-approved carriers for the best rates.
- Policy Setup & Compliance – Ensuring you meet all state, industry, and contract requirements.
- Ongoing Support – Certificates, renewals, and claims handled quickly by our Towson office.
FAQs for Maryland Business Owners
Why work with local Commercial Insurance Agents in Maryland?
Local agents understand Maryland regulations, industry requirements, and regional risks. This helps ensure your coverage is compliant, complete, and competitively priced.
Do Maryland businesses need workers’ compensation insurance?
Yes. Most employers in Maryland must carry workers’ compensation. We help you select cost-efficient and compliant coverage.
Is a Business Owners Policy (BOP) right for Maryland businesses?
For many small businesses, a BOP offers affordable bundled coverage — ideal for retail shops, contractors, offices, and service companies.
How fast can I get a COI (Certificate of Insurance) in Maryland?
We typically provide certificates within 24–48 hours — faster in urgent cases.
To Know About Our Business Owners Policy
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I cannot say enough positive remarks about Rider Insurance. I have them for all of my insurance needs. Home, Auto and Business. They go above and beyond for their customers.
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The ryder group is a family, so when they welcome you in your taken care of like you belong to them. They always give you their best!